UO has a wide varity of towns and cities in all corners of the world.
- Britain - The capital of Britannia
- Buccaneer's Den - A den for pirates
- Cove
- Haven - For new adventurers
- Heartwood - The Elven homeland
- Jhelom - City of Valor. Jhelom is located on an island. Jhelom is home to fighters and contains an arena.
- Magicina - Home for mages
- Minoc - City of Sacrifice. The city is known for their tinkers, craftsmen and artists. The notable places include the Guild of Artisans.
- Moonglow - City of Honesty. The city is known for its mages and scholars. The famous stronghold of Truth, the Lycaeum is located north of the city. Other major sites include the observatory, which is famous for its large orrery.
- Nujel'm
- Ocllo
- Serpents Hold - Stronghold of Courage.
- Skara Brae - City of Spirituality. Skara Brae is located on an island. Home for rangers.
- Trinsic - City of Honor. Trinsic is a walled city that served as a major port of the southern half of the continent. It is known for its Paladins.
- Vesper
- Wind - The hidden city
- Yew - City of Justice. Housed the Court of Justice, as well as the Empath Abbey, the Cathedral of Love.
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- Luna - The city of Paladins
- Umbra - Home to the Necromancer
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