UO has a wide varity of towns and cities in all corners of the world.
- Britain - The capital of Britannia
- Buccaneer's Den - A den for pirates
- Cove
- Haven - For new adventurers
- Heartwood - The Elven homeland
- Jhelom - City of Valor. Jhelom is located on an island. Jhelom is home to fighters and contains an arena.
- Magicina - Home for mages
- Minoc - City of Sacrifice. The city is known for their tinkers, craftsmen and artists. The notable places include the Guild of Artisans.
- Moonglow - City of Honesty.
- Nujel'm
- Ocllo
- Serpents Hold - Stronghold of Courage.
- Skara Brae - City of Spirituality. Skara Brae is located on an island. Home for rangers.
- Trinsic - City of Honor. Trinsic is a walled city that served as a major port of the southern half of the continent. It is known for its Paladins.
- Vesper
- Wind - The hidden city
- Yew - City of Justice. Housed the Court of Justice, as well as the Empath Abbey, the Cathedral of Love.
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- Luna - The city of Paladins
- Umbra - Home to the Necromancer
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